Frugal Report #3

Here goes :

Fuel : RM 30

Beverages : RM 52

Food : RM 40 (lunch at Ben's); RM 60 (Antipodean coffees and cakes);

Water bills : RM 32 (for three months)

Parking fees : RM 25 (For all venues)

Total : RM 179

Hmm ... At least I have completely stopped buying all manners of trinkets and stuff for my wardrobe. No?

--

So The Scotsman, being told that I am going to be frugal for the next few months are going to make sure that I stay away from shops and boutiques in Pavilion.

Or whenever we go out.

Which is a pain because I love window shopping in Pavilion.

We have resolved that we will only spend for vacations (very rare ones) that we would usually have once every two months or so.

And I will try to (Nay.. do?) to make sure that by the end of this year, I am able to to roll my expenses with wise credit help that my plastic should provide.

So for now, the only swiping I do will be the snot off my kitten's face (should there be any...)

Frugal Report #2

1 week expenses :

Petrol : RM 40

Food : RM 55

Coffee : Haven't had coffee this week. :(

'Beverage' : RM 55

Others : Groceries, Parking charges etc : RM 30+8+4 : 42

Total : RM 202 (mind calculation)

It is mind boggling thinking that I spent almost 1K for a month on small expenses.

Frugal attempt report #1

Over the weekend, I spent about RM 250 - ish.

Yes... remember what I said about frugality? I am obviously not someone who can live under its' rule.

So, this was what I spent the RM 250-ish on ...

Saturday

RM 20.08 - 4 Cappuccinos
RM 58 - 2 pairs of Jelly Ballerina flats ie shoes
RM 70 - Petrol, full tank RON 97
RM 36 - Petrol, halfway marker at Machap, Shell Racing fuel (Because, I am a speed demon)
RM 41.50 - Toll at Senai, JB

Total  : RM 225.58

Sunday

RM 19.50 (ish) - Lunch with Mum and Sister
RM 98 - Hand tote for Mum (Credit card)
RM 40 - Petrol, Shell Racing Fuel
RM 45 (Ish) - Toll, Kota Damansara exit.

Total : RM 202.50

Okay.. so I miscalculated. I spent :
RM 428.08

Now normally, I would not be thinking too much about this. Afterall, my trip back to JB would usually be more than this. But since I am trying to save, it concerns me a bit why was it that I have never thought of how much this really is.

However, I should pat myself on the back because aside from the 2 pairs of flats and the handbag (For Mum), I have successfully refrained myself from buying any other stuff to clog my closet with.

Owh... and I forgot 1 itsy bitsy thing :

RM 15 : Dinner at Nirwana's. (Banana leaf rice, 1 chicken and 1 Iced tea)

So that makes the total : RM 443.08 (If I mind calculated that properly).

And yes, I now have about RM 100 in my purse for the whole week.

Wish me luck!

And oh yeah, I do not feel any pain spending the moollah to see this little munchkin :

I look you in the eye... oh frugality

Ok...

I think I have established before this that 'frugality' is definitely NOT one of my personal strengths.

Perhaps I should tell you guys that I am a real terror when it comes to 'overspending'.

Sure I will always have money but... really.. on a serious note... I should control what I spend my money on.

I am constantly reminded of my lack of self control every time I look at my clothes...

Sometimes I would dig through my 'collection', holding up a top that I never knew I had. I once found out (Nay... discovered...) that I bought a top from Gap, that was still in the Gap paper bag, hanging on my room's door knob, three weeks after I purchased it.

And the shoes... yes the shoes... Joyce, my housemate thinks that I would need more than 2 ten tier shoe rack to store all of my shoes, now, she meant to say... without the prospect of any other shoes coming in any time soon.

So yes... I am a prolific spender, although I am not as worst as the 'shopaholic' (The movie I only bothered to watch once, because I so HATE Sophie Kinsella's books. Sure not everyone can write, but I just can't swallow... chick lit)

So this is what I am going to do to have some sense of financial control. I am going to test myself by doing this for 3 months and see if it's going to take me somewhere preferably away from this situation of 'knowing but ignoring' the seriousness of the situation.

I am not going to spend on clothes and shoes and bags for myself.

Yes...

I am not going to go around malls, and two same tops in different color.

Talk is cheap... you say...

Yeah.. this is what I am going to do.

I am going to write here on my progress... like every day... every cent I save... every cent I spent on... what I think of buying and if I surrender to the temptation of having money and not spend it.

Also, it is my resolution to pay off some of my loans so that I can be debt free.. at least 50% debt free.

Wish me luck!

Ugh

The not so interesting life of moi

I find people's observation interesting.

Mainly because they thought my life is uber cool and interesting. Some of them even thought that my life is allll about non stop parties and dating one guy after another.

The truth is, my life is rather plain and... uninteresting.

Of course they would beg to differ. They think that just because I have a set of beliefs that is not relatable to religion, the fact that I believe in God more than I believe in the man made notion of religion, my life MUST be interesting.

After all... I am a rebel, no?

I work almost 24 hours every day (which sounds rather ... sad) and I am never apologetic about it. I spend my money on Yoga magazines, books and stuff (shoes, bags, dresses, tops, bottoms, Antipodean coffee... you know, s t u f f) and I have two adult cats, 4 kittens and eat boring healthy food.

I am into low fat yoghurt veg curries, quinoa and wholemeal breads.

Mayo makes me puke and too much meat makes me an instant grouch.

The only thing that I guess I am making waves with is the fact that I love bikinis, the sun, the beach and I am dating (until further notice) a Scottish guy who will not buy me anything in fear of insulting me.

I am actually proud to announce that I have a boring life... at least I am on top of my game and is still able to rock life the way God intended.

Rock life people!

posted from Bloggeroid

Thinking Thursday

I have to admit that I don't have a specific topic in mind when I was typing this.

I just felt like writing an entry.

I just felt like thanking God for my blessed life.

And hoping that I will be given more strength to live my life, to try to turn lemon to apple cider.

Sounds impossible but hey, someone has to try.

Happy Thursday everyone. One more day before Friday.

We should be ... jubilant.

I should feel grateful and thankful...

... That my challenges are not like the ones I have read or was informed on.

I am thankful that the only things I am griping about are things like how I can't practice Yoga for two weeks because of a swollen ligament and my snatched Iconia tablet.

Yes... last week was bad. But it's not the worst thing I have experienced.

As a matter of fact, apart from a harrowing personal shit that I have gotten myself into many many years ago, this snatch case might be the worst since then.

So I shall forget the minor stuff, like coming back to an empty apartment, broken hearts and disappointments.

The truth is, I have been blessed, so far, and I will continue to take care of my karma from now onwards.